How do we ensure agreements benefit all involved? Honor “mutual promises” of incentives and governance. How this manifests needs to contemplate many perspectives, such as human individual, computer, organization (central/decentralized or mechanical/autonomous), or government.
Mutual promises of particular interest is risk management and use of risk transfer. Specifically, the evolution of ecosystems for insurance agreements among a group of peers or insurance organizations. Consideration for such an agreement usually comes in the form of money, but with the move to a digital economy, consideration also comes in the form of data and processes from which additional economic benefit can be derived. This benefit is not shared among all parties and often involves third parties not included in the original “mutual promise”.